GBWise

💳 Complete UK Credit Card Comparison

Compare 100+ credit cards from 30+ UK providers across all categories

Updated March 2026 • All UK Banks • FCA-compliant
100+ Cards
30+ Providers
10 Categories

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CardTypePurchase APRBalance TransferAnnual FeeRewardsForeign FeeFeaturesCompare

Understanding Credit Card Features

Key terms explained to help you choose the right card

APR

Annual Percentage Rate - the cost of borrowing on your card if you don't pay in full each month

Balance Transfer

Move debt from other cards to save on interest. Typical fee 2-4%

Rewards

Earn points, Avios or cashback on spending. Best if you pay in full each month

Travel Cards

0% foreign transaction fees and travel perks like airport lounge access

Annual Fee

Yearly charge for premium cards. Calculate if rewards outweigh the fee

Credit Limit

Maximum you can borrow. Credit builder cards often start with lower limits (£50-£1,200)

0% Period

Interest-free period for purchases or balance transfers (up to 36 months)

Section 75

Protection on purchases between £100-£30,000. Credit card provider equally liable

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Side by Side Comparison

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