GBWise
Free for UK Schools

Free Financial Education Resources
for UK Schools

Lesson-ready guides on budgeting, credit cards, and savings. Created for teachers, by finance experts.

KS3, KS4 & KS5
Ages 11-18
PSHE, Citizenship, Maths
Curriculum aligned
April 2026
Updated for 2026

The Problem

  • 83% of young people leave school without basic money skills
  • 1 in 3 teenagers don't understand credit card interest
  • Student debt is rising across the UK
  • Teachers have no time to create finance lessons

The Solution

  • Ready-to-use lesson plans (zero prep time)
  • Free worksheets and interactive tools
  • UK-specific examples and case studies
  • Aligned with National Curriculum

📚 Resources by Key Stage

Age-appropriate financial education from GBWise

ResourceTypeTimeLink
What is a Bank Account?
Basic introduction to UK bank accounts		Guide30 minRead Guide →
Bank Accounts for Under 18s
Teen-friendly banking options		Guide20 minRead Guide →
Saving vs Spending
Understanding money management basics		Worksheet20 minBank of England →
ResourceTypeTimeLink
Credit Cards Explained
How credit cards work, APR, responsible use		Lesson + Quiz45 minRead Guide →
How Interest Works
Maths worksheet with real examples		Worksheet30 minRead Guide →
Budgeting for Young Adults
Create a student budget		Interactive Tool60 minUse Tool →
ResourceTypeTimeLink
Student Loans Explained
How UK student finance works		Guide30 minRead Guide →
First Credit Card Guide
Checklist for first-time card users		Checklist20 minRead Guide →
Rent, Bills & Budgeting
Real-world financial simulation		Simulation90 minUse Tool →

📖 Complete Lesson Plans

No prep needed. Just download, print, and teach.

Credit Cards: The Good, The Bad, The Interest

  • Understand what a credit card is
  • Calculate APR and total interest
  • Identify responsible vs irresponsible use
📦 Includes: Full guide from GBWise | Discussion questions | Quiz
Read Guide →

Budgeting: How to Make Your Money Last

  • Create a personal budget
  • Track income and expenses
  • Plan for savings and emergencies
📦 Includes: Budget Calculator | 3 Case Studies | Reflection Questions
Use Tool →

Bank Accounts & ISAs: Where to Keep Your Money

  • Compare different account types
  • Understand interest rates
  • Choose the right account for goals
📦 Includes: Bank of England Money and Me | Comparison Activity
Bank of England →

🖥️ Free Online Tools for Classroom

Use on smartboard or computers - no signup required

Credit Card Eligibility Checker

Students enter hypothetical details to understand credit scores

Try Tool →

Savings Calculator

See how compound interest grows savings over time

Try Tool →

Loan Repayment Simulator

Compare different loan terms and interest rates

Try Tool →

Budget Planner

Create a student budget with real UK expenses

Try Tool →

🏛️ Additional Free Resources

From UK government and trusted organizations

Bank of England

Money and Me - 12 free lessons for KS2-KS4

Visit →

Young Citizens

Economic literacy resources for KS3-KS5

Visit →

MoneyHelper

Government-backed financial guidance

Visit →

Yorkshire Building Society

Money Minds - Free lesson plans

Visit →

👩‍🏫 Teacher Training & Support

Free CPD resources to build your confidence

Quick Start Guide

How to use GBWise in your classroom

Learn More →

Financial Education Webinar

Recorded CPD session

Watch →

Monthly Newsletter

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✓ Aligned with Official UK Guidelines

PSHE Association FCA Money & Pensions Service Department for Education

🎯 National Curriculum Links

Explicitly mapped to UK curriculum requirements

PSHE Association Guidelines
  • Economic wellbeing and financial capability - All GBWise resources
  • Making informed financial decisions - Credit card and budgeting lessons
  • Understanding income and expenditure - Budget planner and student finance guides
Citizenship (KS4)
  • Financial products and services - Credit card and bank account guides
  • Consumer rights and responsibilities - Credit card eligibility and terms
Mathematics (KS3/KS4)
  • Percentages and interest - Credit card APR calculations
  • Budgeting calculations - Budget planner tool and worksheets
100% Free for UK Schools
Created by Finance Experts
Updated for 2026
Aligned with MaPS Guidelines
Rated 4.8/5 by Users

What Teachers Are Saying

"Finally, financial resources that actually work for my Year 10s. The credit card lesson was a hit!"

— Sarah
Head of PSHE, Manchester

"The budgeting calculator saved me hours of prep time. My students finally understand interest rates."

— James
Maths Teacher, Birmingham

📞 Need Help?

Custom resource requests? Free assembly presentations? We're here to help.

education@gbwise.co.uk
Important Information: All resources are FREE for UK schools. No registration required. Updated for 2026 curriculum changes. Aligned with Money and Pensions Service (MaPS) guidelines.

External Links: Some resources link to external sites including Bank of England, Young Citizens, and MoneyHelper. These are provided as additional free resources for teachers.