🔍 Advanced Loan Eligibility Checker
Check your chances of loan approval with real-time affordability calculations
FCA Compliant
50+ Lenders
Real-time Checks
Credit Score Based
1. Personal Details
2. Employment & Income
3. Expenses & Credit
4. Loan Requirements
5. Results
Personal Details
Employment & Income
Bonus, commission, overtime
Monthly Expenses & Credit
📊 Credit Score
650
Poor
Fair
Good
Very Good
Excellent
Very Poor (300-499)
Poor (500-579)
Fair (580-669)
Good (670-739)
Very Good (740-799)
Excellent (800-850)
Loan Requirements
📋 Application Summary
Total Monthly Income
£2,917
Total Monthly Expenses
£2,000
Disposable Income
£917
Requested Loan
£10,000
Estimated Monthly Payment
£305
Debt-to-Income Ratio
33%
Your Eligibility Results
Eligibility Score
85%
High Chance
Max Loan Amount
£25,000
Based on your income
Best APR
6.9%
Representative
Monthly Payment
£308
For £10,000 over 3 years
Recommended Lenders
Tips to Improve Your Chances
- Your credit score is good - consider applying with mainstream lenders
- Reducing existing credit card balances could improve your rate
- A longer loan term would reduce monthly payments