🏠 UK Stamp Duty Calculator 2026
Calculate Stamp Duty Land Tax (SDLT) for residential properties in England and Northern Ireland
Property Details
Your Stamp Duty
Updated: NowStamp Duty Rates 2026/27
| Property Price Band | Standard Rate | First-Time Buyer | Additional Property |
|---|---|---|---|
| £0 - £250,000 | 0% | 0% | 3% |
| £250,001 - £625,000 | 5% | 0% (up to £625k) | 8% |
| £625,001 - £925,000 | 5% | 5% | 8% |
| £925,001 - £1.5 million | 10% | 10% | 13% |
| £1.5 million+ | 12% | 12% | 15% |
Rates apply to residential properties in England and Northern Ireland. Different rates apply in Scotland and Wales.
Understanding Your Calculation
First-Time Buyer Relief
If you're a first-time buyer purchasing a property under £625,000, you'll pay no stamp duty on the first £425,000. On properties up to £625,000, you'll pay 5% on the portion above £425,000. Properties over £625,000 use standard rates.
Additional Property Surcharge
If you're buying an additional residential property (like a buy-to-let or second home), you'll pay an extra 3% on top of standard rates across all bands. This applies to purchases over £40,000.
Non-UK Resident Surcharge
From April 2021, non-UK residents pay an additional 2% surcharge on top of other rates. This applies to all residential property purchases in England and Northern Ireland.
This calculator provides an estimate based on current HMRC rules for England and Northern Ireland. Different rates apply in Scotland (LBTT) and Wales (LTT). Always verify with a solicitor or conveyancer before completing your purchase.