Terms and Conditions |Terms and Conditions – GBWise
GBWise

Terms and Conditions

Please read these terms carefully before using our website

Last Updated: February 24, 2026

These terms constitute a legally binding agreement between you and GBWise. By accessing or using our website, you agree to be bound by these terms.

1

Acceptance of Terms

By accessing or using the GBWise website ("the Site"), you agree to be bound by these Terms and Conditions. If you do not agree to all of these terms, you may not access or use the Site.

GBWise provides its website and services subject to your compliance with these terms. These terms apply to all visitors, users, and others who access or use the Site.

2

Use of Website

2.1 Eligibility

You must be at least 18 years old to use this website. By using the Site, you represent and warrant that you are at least 18 years of age.

2.2 Permitted Use

You may use the Site for lawful purposes only. You agree not to:

  • Use the Site in any way that violates applicable laws or regulations
  • Attempt to gain unauthorized access to any part of the Site
  • Interfere with the proper working of the Site
  • Use any automated means to access the Site
  • Impersonate any person or entity

2.3 Account Registration

Certain features of the Site may require registration. You agree to provide accurate and complete information when creating an account and to keep this information updated.

3

Intellectual Property

The Site and its original content, features, and functionality are owned by GBWise and are protected by international copyright, trademark, patent, trade secret, and other intellectual property laws.

3.1 Our Content

All content on this site, including but not limited to text, graphics, logos, images, and software, is the property of GBWise or its content suppliers and is protected by UK and international copyright laws.

3.2 Limited License

We grant you a limited, non-exclusive, non-transferable license to access and use the Site for personal, non-commercial purposes. You may not reproduce, distribute, modify, create derivative works of, publicly display, or commercially exploit any content without our prior written consent.

4

User Content

Our Site may allow you to post, link, or otherwise make available content such as comments, feedback, or other materials ("User Content").

4.1 Your Rights

You retain all rights to any User Content you submit. By submitting User Content, you grant GBWise a non-exclusive, worldwide, royalty-free license to use, reproduce, modify, and display such content in connection with the Site.

4.2 Content Standards

User Content must not:

  • Be defamatory, obscene, or offensive
  • Infringe any third party's rights
  • Promote illegal activities
  • Contain malicious code or viruses
  • Constitute unauthorized advertising

4.3 Monitoring

We reserve the right, but have no obligation, to monitor and edit all User Content. We may remove any User Content for any reason without notice.

5

Third-Party Links

The Site may contain links to third-party websites or services that are not owned or controlled by GBWise. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites.

Important: By clicking on third-party links, you acknowledge and agree that GBWise shall not be responsible or liable for any damage or loss caused by your use of such websites.

6

Affiliate Disclosure

GBWise participates in various affiliate marketing programs. This means we may earn commissions when you click on or make purchases via affiliate links on our site.

6.1 How It Works

When you click on an affiliate link and make a purchase, we may receive a small commission at no additional cost to you. This helps us maintain and operate our website while keeping our content free for users.

6.2 Transparency

We are committed to transparency. Affiliate links are clearly marked or disclosed within our content. Our recommendations are based on thorough research and are never influenced by affiliate partnerships.

6.3 No Additional Cost

The price you pay for products or services remains the same whether you use our affiliate links or go directly to the provider's website.

7

Disclaimer

7.1 Not Financial Advice

The content on GBWise is for informational purposes only and does not constitute financial advice. We are not financial advisors, and you should not rely on our content as a substitute for professional financial advice.

7.2 Accuracy of Information

While we strive to keep information accurate and up-to-date, we make no representations or warranties of any kind about the completeness, accuracy, reliability, suitability, or availability of the information on the Site.

7.3 Your Responsibility

You acknowledge that any reliance on information from GBWise is at your own risk. It is your responsibility to verify any information before making financial decisions.

Important Disclaimer: Rates, terms, and product information change frequently. We recommend checking directly with providers for the most current information.

8

Limitation of Liability

To the fullest extent permitted by law, GBWise shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from:

  • Your use or inability to use the Site
  • Any conduct or content of any third party on the Site
  • Any content obtained from the Site
  • Unauthorized access, use, or alteration of your transmissions or content
9

Privacy Policy

Your use of the Site is also governed by our Privacy Policy. Please review our Privacy Policy to understand our practices regarding the collection and use of your personal information.

Read our Privacy Policy →

10

Governing Law

These Terms shall be governed and construed in accordance with the laws of England and Wales, without regard to its conflict of law provisions.

Any legal actions or proceedings relating to your access to or use of the Site shall be instituted in a court in London, England.

11

Changes to Terms

We reserve the right to modify or replace these Terms at any time. If a revision is material, we will try to provide at least 30 days' notice prior to any new terms taking effect.

By continuing to access or use our Site after any revisions become effective, you agree to be bound by the revised terms.

12

Contact Us

If you have any questions about these Terms, please contact us:

We're Here to Help

Our team is available to answer any questions about these terms.

GBWise, 71-75 Shelton Street, London, WC2H 9JQ

By using GBWise, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions.