GBWise

UK Financial Tools Hub

Your complete suite of professional financial calculators, planners, and comparison tools. All free to use and updated for 2026.

20+ Tools
FCA Compliant
Real-time Updates
Mobile Friendly
4.9★ Rated
50k+ Users
20+
Financial Tools
50k+
Monthly Users
4.9
User Rating
2026
Updated Rates
Calculator

Mortgage Calculator

Calculate monthly payments, total interest, and affordability for UK mortgages with stress testing at 5.5%.

Repayment & Interest-only
Stress test at 5.5%
5k+Monthly
4.9★Rating
Calculator

Car Finance Calculator

Compare PCP & HP finance options. Calculate monthly payments, total interest, and balloon payments instantly.

PCP & HP options
Balloon payment calc
2k+Monthly
4.8★Rating
Calculator

Investment Growth Calculator

Project your investment growth with compound interest, monthly contributions, and ISA tax benefits.

Compound interest
ISA tax wrapper
1.5k+Monthly
4.9★Rating
Eligibility

Credit Score Estimator

Estimate your credit score based on financial habits. See how lenders view you across all agencies.

Experian/Equifax scale
Improvement tips
2k+Estimates
4.7★Rating
Calculator

Cashback Worth Checker

Calculate your potential cashback earnings from UK credit cards. Compare rewards and maximize returns.

Annual spending
Cashback rate calc
1.2k+Checks
4.8★Rating
Calculator

UK APR Calculator

Calculate APR for loans, credit cards, and mortgages. Understand true cost of borrowing.

Loan/credit card APR
Comparison tool
1k+Monthly
4.7★Rating
Calculator

Inflation Calculator

Calculate the impact of inflation on your money's purchasing power over time using UK CPI data.

Historical CPI data
Future projection
800+Monthly
4.6★Rating
Converter

Currency Converter

Convert GBP to 20+ major currencies with real-time exchange rates. Live rates updated daily.

20+ currencies
Live rates
3k+Monthly
4.8★Rating
Comparison

Personal Loan Comparison

Compare personal loans from 50+ UK lenders. Find the best rates based on your credit profile.

50+ lenders
Best rates
1.8k+Comparisons
4.7★Rating
Calculator

Savings Calculator

Project your savings growth with compound interest and monthly contributions.

ISA & taxable
Tax allowance
6k+Uses
4.7★Rating
Planner

Budget Planner

Track income, expenses, and savings goals with our comprehensive budget planning tool.

Expense tracking
Export to Excel
120k+Users
4.9★Rating
Eligibility

Credit Card Eligibility

Find which UK credit cards you're likely to be accepted for with soft-search checks.

23+ providers
No credit check
1.5M+Checks
4.8★Rating
Eligibility

Loan Eligibility Checker

Check your chances of loan approval with real-time affordability calculations.

50+ lenders
Soft search
8k+Checks
4.8★Rating
Guide

Credit Score Guide

Complete guide to understanding and improving your UK credit score.

Experian/Equifax
8 improvement tips
200k+Reads
4.9★Rating
Calculator

Stamp Duty Calculator

Calculate Stamp Duty Land Tax for UK property purchases.

First-time buyer relief
2026 rates
380k+Monthly
4.7★Rating
Calculator

Lifetime ISA Calculator

See your LISA grow with 25% government bonus and compound interest.

25% bonus
First home/retirement
200k+Users
4.8★Rating
Calculator

Avios Calculator

Calculate the value of your Avios points for flights, upgrades, and rewards.

Point valuation
Redemption guide
200k+Users
4.8★Rating
Validator

IBAN Validator

Validate International Bank Account Numbers with MOD97 algorithm.

100+ countries
UK bank detection
500k+Validations
4.9★Accuracy
Comparison

Credit Card Comparison

Compare 50+ UK credit cards. Filter by cashback, balance transfer, and rewards.

50+ cards
Side-by-side
1M+Comparisons
4.8★Rating
Comparison

UK Banks Comparison

Compare current accounts, business accounts, and savings from 50+ UK banks.

50+ banks
1,000+ accounts
700k+Comparisons
4.7★Rating